Life insurance is a financial contract that provides a tax-free lump sum payment to your chosen beneficiaries when you pass away. In exchange for regular monthly premiums, your policy ensures your family receives immediate financial support to replace your income, pay off debts, and cover living expenses during a difficult time.
At Offa, we make finding the right life cover simple by connecting you directly with South Africa’s leading life insurance providers who offer comprehensive policies tailored to protect your family’s financial future.
You pay monthly premiums to keep your policy active
If you pass away while covered, your beneficiaries receive a lump sum payout
This money can cover funeral costs, outstanding debts, and ongoing living expenses
Your family gets financial breathing room when they need it most
Comprehensive life insurance designed for all South Africans, regardless of health status. Get guaranteed coverage from R120,000 to R10 million with immediate protection and ongoing health support from specialists in life insurance for people with HIV, diabetes, and chronic conditions.
South Africa’s leading direct life insurer offering up to R12 million in protection with fixed premiums for 12 months. Simple application process requiring only a saliva swab test, plus optional funeral cover for up to 16 family members under one affordable policy.
Backed by Old Mutual’s 179 years of experience, secure R250,000 to R3 million in life protection with terminal illness benefits included. Fast 12-minute online application process with premiums guaranteed for 23 months and free HIV testing nationwide.
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